For those of you who do not know what an HUD is, let us tell you, HUD is Housing and Urban Development Code. HUD code refers to the federal code that applies to factory-constructed manufactured homes. The HUD mandate has created a standard of excellence in affordable housing, which provides American with their only opportunity to achieve the goal of quality and affordable home-ownership. Today, manufactured homes provide the safest and most affordable code-certified housing in America.

The HUD code had built lender confidence, which then qualifies more people for home-ownership, especially for first-time home buyers, young families and retirees. Since the lenders are more confident on manufactured homes, they are willing to extend favorable financing with rates and conditions. Financing of HUD certified home is the most favorable home financing available, since there is an aggressively competitive retail financing, lower down payment and few or no closing costs. Due to the affordable prices and financing, more homeowners are able to support the lifestyle they want. With the easy ability to afford a manufactured home, many families can maintain their quality of life on even one income, allowing the other partner to stay home and take care of their children or other dependents.

The quality of today’s manufactured homes, HUD code assurance, and affordable financing make manufactured homes a sound investment with a solid resale value. Manufactured homes appeal to every segment of society, since these homes are energy efficient and come in great range of sizes, styles, options and floor plans to meet the different needs of the consumers.

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